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Privacy policy
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This document, the Privacy Policy of Personal Data (hereinafter referred to as the Privacy Policy), determines the procedure for collecting, using, storing and disclosing information received by the Financial Company from Users on the Internet resource: LOMBA GROUP LTD (hereinafter referred to as the Site). The Privacy Policy applies to the Site, all sub-domains of the Site and all products and services offered by the Financial Company through.

This Privacy Policy applies directly to this Site and to information obtained through it. It does not apply to any other sites and is not applicable to third-party Internet resources, which may contain references to the Site and from which links to the Site may be made, as well as links from this Site to other Internet sites.


The following terms are used in this Privacy Policy:"Financial company" LOMBAGROUP ", providing financial services through the Site;

"Site Administration" - employees of the Financial Company authorized to manage the site, acting on behalf of the Internet resource LOMBA GROUP LTD, who organize and carry out the processing of personal data, as well as determine the purposes of processing personal data, the composition of personal data to be processed, actions or operations committed with personal data.

“Personal data” - any information relating to directly or indirectly determined or determined by an individual (subject of personal data).

"Personal data processing" - any action (operation) or a set of actions (operations) performed with the use of automation tools or without the use of such tools with personal data, including the collection, recording, systematization, accumulation, storage, refinement (update, change), extraction, use, transfer (distribution, provision, access), depersonalization, blocking, deletion, destruction of personal data.

“Confidentiality of personal data” is a requirement for the Administrator or another person who has obtained access to personal data to prevent their distribution without the consent of the subject of personal data or the availability of other legal grounds.

“Site User” is a person who has access to the Site via the Internet and uses the Site in order to obtain products and services offered by the Financial Company through the Site.

“Cookies” is a small piece of data sent by a web server and stored on the user's computer, which the web client or web browser each time sends to the web server in an HTTP request when trying to open the page of the corresponding site.

"IP-address" - a unique network address of a node in a computer network built over IP.


2.1. This Privacy Policy establishes the obligations of the Site Administration for the non-disclosure and protection of personal data privacy, which the User provides upon request of the Site Administration when registering on the Site or when filling out an application for receiving a product or service of a Financial Company.

2.2. The User’s use of the Site constitutes acceptance of this Privacy Policy and the terms of processing User’s personal data. In case of disagreement with the terms of the Privacy Policy, the User must stop using the Site.


3.1. Personal data permitted to be processed under this Privacy Policy are provided by the User by completing the registration form on the Site in the section on registration.

The site administration reserves the right to request additional information if necessary.

3.2.The financial company protects data that is automatically transmitted in the process of viewing ad units and when visiting pages that have a statistical system script ("pixel") installed:IP address;information from cookies;information about the browser (or another program that provides access to display ads);access time;the address of the page where the ad unit is located;referrer (address of the previous page).Disabling cookies may make it impossible to access parts of the Site that require authorization.

3.3. The site collects statistics on the IP-addresses of its visitors. This information is used to identify and solve technical problems to control the legality of financial payments.

3.4. Any other personal information that is not specified above (history of services received, browsers and operating systems used, etc.) is subject to safe storage and non-proliferation, except as provided for in clauses 5.2 of this Privacy Policy.

3.5. Selling products and services on partner sites - some products or services offered by a finance company may be linked to other sites. The personal information that the User provides to such sites may be transferred to the Site Administration for the direct delivery of the products or services of the Finance Company. Such personal information is also subject to protection in accordance with this Privacy Policy.


4.1. User’s personal data Site Administration may use in order to:- identification of the User registered on the Website for the application and (or) conclusion of the Agreement on the provision of services with the Financial Company.- providing the User with access to personalized resources of the Site.- establishing feedback with the User, including sending notifications, inquiries regarding the use of the Site, provision of services, processing requests and requests from the User.- determine the location of the User to ensure security, prevent fraud.- confirmation of the accuracy and completeness of personal data provided by the User.- create an account if the User has agreed to create an account.- notifying the User of the Site about the status of the relationship under the Service Agreement with the Financial Company.- processing and receiving payments.- providing the User with effective customer and technical support in case of problems related to the use of the Site.- providing the User with his consent, special offers, promotions, information about rates, tariffs and prices, newsletters and other information on behalf of the Finance Company or on behalf of its partners.- implementation of promotional activities with the consent of the User.- providing the User access to the websites or services of the partners of the Financial Company in order to obtain products, updates and services.- to improve the User’s service by the Website services.

4.2. By accepting the terms of this Privacy Policy, the User consents to the collection and processing of his personal data for the purposes set forth in this Privacy Policy and in accordance with it.


5.1. The processing of the User’s personal data is carried out without any time limit, in any legal way, including in personal data information systems using automation tools or without using such tools.

5.2. The user agrees that the Site Administration has the right to transfer personal data to third parties, in particular, courier services, postal organizations, telecommunication operators, legal consultants, auditors, executive services and other trusted persons, solely for the purpose of fulfilling the terms of the agreements between the Finance Company and User on the provision of products or services, with the obligatory condition of compliance by such third parties with the requirements for the security and confidentiality of personal data Users.

5.3. In case of loss or disclosure of personal data, the Site Administration informs the User about such loss or disclosure of personal data.

5.5. The site administration takes the necessary organizational and technical measures to protect the personal data of the User from unlawful or accidental access, destruction, modification, blocking, copying, distribution, as well as from other illegal actions of third parties.

5.6. The site administration together with the User takes all necessary measures to prevent losses or other negative consequences caused by the loss or disclosure of the personal data of the User.


6.1.User must:- Provide information about personal data necessary to use the Site and receive products or services of the Financial Company.- Update, supplement the provided information about personal data in case of change of this information.

6.2. The site administration is obliged to:- Use the information obtained solely for the purposes specified in clause 4 of this Privacy Policy.- To ensure the storage of confidential information in secret, not to disclose without the prior written permission of the User, and also not to sell, exchange, publish, or disclose by other possible means the transferred personal data of the User, except for p. 5.2. this Privacy Policy.- Take precautions to protect the confidentiality of the personal data of the User in accordance with the procedure normally used to protect this kind of information in the existing business turnover.- Block personal data related to the relevant User from the time of the request or request of the User or his legal representative or authorized body for the protection of the rights of personal data subjects for the period of verification, in case of unreliable personal data or illegal actions.


7.1. The site administration is not responsible for losses incurred by the User in connection with the unlawful use of personal data.

7.2.In case of loss or disclosure of Confidential Information, the Site Administration is not responsible if this confidential information:- Became a public domain before its loss or disclosure.- It was received from a third party before it was received by the Site Administration.- It has been disclosed with the consent of the User.


8.1. The site administration has the right to make changes to this Privacy Policy without the consent of the User.

8.2. A new Privacy Policy takes effect from the moment it is posted on the Website, unless otherwise provided by the new edition of the Privacy Policy.

8.3. Any suggestions or questions about this Privacy Policy should be reported in the "CONTACTS" section.